Tuesday, May 28, 2013

Life Insurance for Seniors over 70 - Call 813-964-7100



These days, with seniors living longer and healthier.

For younger people, term life insurance is often the best option. However, insurance for people over 70 is different. At this age, term and permanent coverage are often very close in price.

Many baby boomers and seniors who are 70 and older can get affordable life insurance coverage.

What makes the most difference in getting affordable insurance is using an independent agent, who can help you find the right company to get the most best pricing possible.  The independent agent will know which company(s) will underwrite your application most favorably and therefore give you the best rating/pricing. 
That's why you should call Mintco Financial Team of Independent Advisors.  They are all independent and fiduciary and will shop for you among many top carriers, giving you the best quote.

Call 813-964-7100

Life insurance for people over 70 is a specialized market and you need someone who has experience and will be able to explain all your options. You need an agent who understands the challenges that more health issues present.

Call Mintco Financial Advisors at 813-964-7100

or get Free Senior Life Insurance Quote


The Bottom Line

Just because you are 70 or older doesn't mean you can't get affordable life insurance.  It is especially important to go to the right carrier when you are applying for life insurance and you are 70 or older. We recommend you talk with an independent agent who has experience with Baby Boomers and seniors.  They can help you decide what type(s) of life insurance you need as well as help you get the best value for your money.

Call Mintco Financial at 813-964-7100

or get Free Senior Life Insurance Quote

Final Expense Insurance for Seniors over 70



Final expense insurance can help ease that burden by paying for many of the costs associated with funerals.

With the high cost of funerals, the last thing anyone wants to think about after they lose a loved one is paying for and planning final arrangements, but it is a sad reality many people have to face who don't have the proper coverage to prevent such occurrences.

Final Expense Insurance vs. Life Insurance Unlike the high face value most regular  life insurance policies contain, final expense insurance is written with a much lower face value and is intended solely to take care of the cost of a person’s final arrangements.

Who Can Buy Final Expense Insurance Coverage? Anyone can buy final expense insurance. Most often, however, it is purchased by those who are near to death and do not already have a regular life insurance policy in place. Many final expense insurance policies can be underwritten without the designated insured submitting to a medical exam. These no-exam policies contain higher rates for the insurance, but are still less expensive to buy than regular life insurance because of the low face value of the policy.

When you are ready to discuss a final expense insurance policy, call us at 813-964-7100 or visit our website Senior Life Insurance Quote

We will be glad to help you and your family!